Disability Income Insurance

Disability income products are designed to provide individuals with a stated amount of income in the event he or she cannot work due to a disabling illness or accident. Statistics prove that the probability of disability greatly exceeds the probability of death during an individuals working years. The need for protection against the economic death of a wage earner cannot be overemphasized. At Beacon, we represent several different carriers and can provide quotes for Short Term (STD) and Long Term Disability (LTD) policies for either an individual or group plan.