Fully Insured Plans

Fully Insured Plans are ones in which the employer pays a monthly premium to an insurance carrier to assume all of the risk associated with the group insurance claims of their employees.

Beacon has over 20 years of experience helping employers implement and manage fully-insured group medical plans. We are able to work with any licensed insurance carrier, and have experience working with many of them.

We are expert with all types of plans, including:

• HMOs
• PPOs
• High Deductible Plans
• Consumer-Driven Health Plans
• Healthcare Reimbursement Account (HRA) Plans
• Indemnity Plans

In addition, we have experience helping employers implement multiple-plan options, giving their employees more options for insurance coverage.